Finance tool

Savings Goal Calculator

Enter your target, starting amount, expected return, and timeframe to find the monthly saving you need.

—Monthly saving needed
—Total you'll contribute
—Growth from returns

Why the monthly figure isn't just goal ÷ months

Because the balance earns a return along the way, later contributions have less time to grow than earlier ones — this calculator solves for the fixed monthly amount that, combined with your current savings compounding at the given rate, exactly reaches the goal by the deadline.